Stuart Findlay

Findlay's current-season form is level with last season (Season 47→47), while his Rating held around 33. His peak season for form remains 2023/24 (Season 48).

Domestic career

Season	Club	Apps	G	A	Match	RTG	Season
2026/27	Heart Of Midlothian · 5th	1	0	0	5.9	33	47
2025/26	Heart Of MidlothianLoan · 1st	34	5	1	7.16	33	47
2024/25	KilmarnockLoan · 9th	17	0	0	6.85	29	10
2023/24	KilmarnockLoan · 4th	37	0	0	7.03	42	48
2022/23	Oxford United · 19th	39	0	0	6.82	41	18
2022/23	Philadelphia Union · 1st	4	0	0	6.77	33	6

Domestic-league totals per season. RTG = Field Insider Rating (potential / ceiling); Season = age-blind form that year. 9 earlier seasons and 2 youth-team spells in the full career.

Scotland · international

Side	Apps	G
Scotland	1	1
Scotland U21	9	0
Scotland U19	5	0
Scotland U17	6	2

Career caps & goals — tournament breakdown in the full career.

Scout report

Project playerCentral defender

S. Findlay is a 30-year-old central defender at Heart Of Midlothian, enjoying a standout season — 5 goals and 1 assists in 34 appearances, a Season grade of 47. On long-term scout potential he's rated 32.6. An experienced operator, he has been an ever-present (88.6% of available minutes). His defensive output reads 1.81 tackles, blocks and interceptions per 90. Below: strengths, watch-points, market-value outlook and the latest transfer news on Findlay.

On the season, Findlay graded 47 for current form (age-blind), on 15 clean sheets and 1.812 defensive actions per 90.

Year-on-year, that's broadly in line with last season (Season 47 → 47). Over the 7 seasons on record his form has trended upward, peaking in 2023/24.

On long-term talent our Rating reads 33. At 30 Findlay is into the veteran stage, where the age curve weighs on the projection, and a market index of 6.1 reflects that trajectory.

From the career report

Read the full career report →

Findlay is operating at his career peak — the 2023/24 level is the level.

Peak: 2023/24Holding levelBreakout: 2025/26StreakyStepped up 2023/244 clubs

32.6

Ratingi

below regular-starter level

Seasoni

a solid contributor and squad regular

88.6%

Minutes

near ever-present

1.81

Def. actions / 90

light defensive volume

Output in context · Heart Of Midlothian finished 1st of 12 · a title-challenging side

Apps

1.81

Def. / 90

Tackles

Interceptions

Clean sheets

1.81 tackles, blocks & interceptions per 90 — light defensive volume, with 15 clean sheets across 34 appearances. Behind a title-challenging side (1st of 12) the side controls more games, so the defensive load is lighter — the value sits as much in composure and ball progression as in raw volume. Going forward he chipped in 5 goals and 1 assist — a useful bonus from the back.

Strengths

Availability. On the pitch for 88.6% of available minutes — a dependable presence in the XI.
Attacking threat. Chips in from deep: 0.18 goal involvements per 90, useful for a central defender.

Watch points

Defensive numbers. Modest 1.81 defensive actions per 90 for the position.
Level. Rates below a nailed-on top-tier starter on our model.

Outlook

Rated 32.6 overall — below regular-starter level. Defensively he reads as light defensive volume (1.81 tackles, blocks & interceptions per 90). Experienced and reliable, but the value curve is easing (1× now → 0.7× projected in three years).

Generated from Field Insider's rating model · AI-written analysis to follow.

Per 90 & availability

Minutes played %88.6%

Available fixtures38 of 38

Goals / 900.149

Assists / 900.03

Goal contribution / 900.178

Defensive actions / 901.812

Player flow

Goal involvements6

Cards / 900.149

Season-by-season progression

Rating (potential)Season (form)

Value & potential by age

Market valueRating

Solid = now · dashed = projected

The gold line is market value — an index (not €) blending rating, age and league. It climbs through the early 20s, peaks around ages 23–27 (~12), then tapers with age. At 30, Findlay sits on 6.1, past its peak and easing. The blue line is Findlay's projected Rating — 32.6 today — recomputed at each age, so it follows the same rise-and-fall as a career matures and declines. Solid = up to today; dashed = projected.

Season statistics

Bars = where he ranks among centre-backs in the Premiership with 600+ minutes this season.

Shooting

Goals5

Passing

Assists1

Defending

Tackles25

Interceptions23

Blocks13

Yellow/red cards

Yellow cards5

Red cards0

Transfer history

Heart Of MidlothianJun 2026 – nowFree

Oxford United(back from loan)Jun 2025 – Jun 2026

Kilmarnockuntil Jun 2025

Oxford United(back from loan)May 2026 – Jun 2025

Heart Of Midlothian(on loan)Jun 2025 – May 2026

Oxford United(back from loan)Jun 2024 – Jun 2025

Kilmarnock(on loan)Jun 2024 – Jun 2024

Kilmarnock(on loan)Jul 2023 – Jun 2024

Oxford UnitedJul 2022 – Jul 2023

Philadelphia UnionFeb 2021 – Jul 2022

Kilmarnockuntil Feb 2021

Newcastle(back from loan)Jul 2018 – Feb 2021

KilmarnockJul 2018 – Jul 2018Free

Kilmarnock(on loan)Aug 2017 – Jul 2018

NewcastleJul 2016 – Aug 2017Free

Kilmarnock(on loan)Jul 2015 – Jul 2016

DDumbarton(on loan)Jan 2015 – Jul 2015

Celtic(back from loan)Jul 2014 – Jan 2015

MMorton(on loan)Feb 2014 – Jul 2014

Celticuntil Feb 2014

About S. Findlay

Stuart John Findlay is a 30-year-old centre-back who plays for Heart Of Midlothian, born on September 14, 1995 in Rutherglen, standing 191 cm tall. He is from Scotland. Heart Of Midlothian currently sit 5th of 12 in the Premiership.

This season

In the current season, S. Findlay has made 1 appearances with 0 goals and 0 assists across 90 minutes, averaging a 5.9 match rating over his last 1 rated games. His season has spanned the Premiership and the UEFA Champions League.

Recent matches

August 1, 2026: 1-2 loss away at Aberdeen (90 minutes, 5.9 rating)

S. Findlay's next match is on August 29, 2026, when Heart Of Midlothian face ST Johnstone at home in the Premiership.

Field Insider's view

Field Insider currently rates S. Findlay at 32.6 with a Season form score of 47. See the full scout report for strengths, watch-points and the market-value outlook.

His honours include 2 career titles — among them the Championship. Full list in the career record.

Career

Across 14 recorded seasons, S. Findlay has totalled 303 club appearances with 12 goals and 2 assists for 9 different clubs. His busiest campaign came in 2022/23, with 39 appearances for Oxford United.

S. Findlay's career has also included time at Oxford United, Kilmarnock, Philadelphia Union, Newcastle, DDumbarton, Celtic and MMorton.

On the international stage, S. Findlay has represented Scotland, Scotland U21, Scotland U19, Scotland U17 — 21 caps and 3 goals in our records.

Transfer news

No transfer news found for this player.