Domestic-league season · Colchester.
| Competition | Apps | G | A | Min | Match |
|---|---|---|---|---|---|
 League Two | 39 | 13 | 6 | 2968 | 7.03 |
 EFL Trophy | 2 | 0 | 0 | 106 | 7.45 |
 League Cup | 1 | 0 | 0 | 45 | 6.6 |
Payne's current-season form is level with last season (Season 35→37), while his Rating eased 25→19. His peak season for form remains 2020/21 (Season 42).
| Season | Club | Apps | G | A | Match | RTG | Season |
|---|---|---|---|---|---|---|---|
| 2025/26 | Colchester · 12th | 39 | 13 | 6 | 7.03 | 19 | 37 |
| 2024/25 | Colchester · 10th | 42 | 8 | 10 | 7.35 | 25 | 35 |
| 2023/24 | Milton Keynes Dons · 4th | 42 | 6 | 6 | 7.07 | 28 | 34 |
| 2022/23 | Charlton · 10th | 44 | 4 | 4 | 6.68 | 36 | 17 |
| 2021/22 | Swindon Town · 6th | 37 | 13 | 5 | 7.1 | 33 | 34 |
| 2020/21 | Swindon Town · 23rd | 43 | 4 | 7 | 6.87 | 46 | 42 |
Domestic-league totals per season. RTG = Field Insider Rating (potential / ceiling); Season = age-blind form that year.
J. Payne is a 31-year-old attacking midfielder at Colchester, rated 18.7 overall by Field Insider's model, ranking 338th of 478 in the League Two. A seasoned veteran, he has been a regular starter this season (71.7% of available minutes). He brings 0.58 goal contributions per 90 (0.39 goals, 0.18 assists). Below: strengths, watch-points, market-value outlook and the latest transfer news on Payne.
Judged on this season alone, Payne graded 37 — a standout campaign that ranks top 5% of the 60 attacking midfielders in the League Two, on 13 goals and 6 assists in 39 appearances (0.576 involvements per 90).
Year-on-year, that's broadly in line with last season (Season 35 → 37). Over the 6 seasons on record his form has drifted down, peaking in 2020/21.
On long-term talent our Rating reads 19, 49th of 60 of the 60 attacking midfielders in the League Two. At 31 Payne is into the veteran stage, where the age curve weighs on the projection, and a market index of 2.5 reflects that trajectory.
Below his 2020/21 peak but holding a solid level — the platform for a return is there.
13 goals in 39 appearances (0.33 per game) — double figures playing for a mid-table side (12th of 24). He also laid on 6 assists, so the all-round involvement reads 19 goal contributions (0.49 per appearance).
With a Rating of 18.7, Payne carries the 49th-highest potential of the attacking midfielders in the League Two of 60. In the final third he profiles as a genuine goal threat (0.58 goal contributions per 90). Veteran phase — a short-term, lower-fee proposition as both level and value decline (0.9× and falling).
Generated from Field Insider's rating model · AI-written analysis to follow.
The gold line is market value — an index (not €) blending rating, age and league. It climbs through the early 20s, peaks around ages 23–27 (~6), then tapers with age. At 31, Payne sits on 2.5, past its peak and easing. The blue line is Payne's projected Rating — 18.7 today — recomputed at each age, so it follows the same rise-and-fall as a career matures and declines. Solid = up to today; dashed = projected.
No transfer news found for this player.
